Funding Overview

Available Funding Models

Choose the structure that best aligns with your project goals and audience expectations.

🎯

Fixed Funding

You keep the funds only if you reach your full goal. If you fall short, all contributions are automatically refunded to backers.

Recommended for Products

💧

Flexible Funding

Keep whatever you raise, even if you don't hit your goal. Platform fees only apply to funds actually kept.

Best for Creative/Art

🤝

Reward-Based

Backers receive tangible rewards or experiences in exchange for their contribution. Most common model for tech & consumer goods.

90% of Campaigns

❤️

Donation-Based

For charities, causes, and community projects. No rewards required. Fully transparent fund allocation tracking.

Non-Profit Friendly

Fee Structure

We believe in radical transparency. No hidden charges, no surprise deductions.

Fee Type	Rate	Applies To	Notes
Platform Fee	5.0%	Total funds raised	Waived for verified 501(c)(3) nonprofits
Payment Processing	2.9% + $0.30	Per transaction	Charged by Stripe/Braintree. Varies by region.
Currency Conversion	1.5%	Cross-border transactions	Applied only when currency differs from payout
Failed Payment Retry	$0.10	Per retry attempt	Standard payment gateway retry fee

💡 Pro Tip: We recommend setting your campaign goal 10-15% higher than your actual target to comfortably cover processing fees while meeting your production needs.

Payout Process & Timeline

Secure, predictable, and fully tracked. Here's exactly how funds reach you.

1

Campaign Concludes

Once your campaign ends, we initiate a 3-day cooling period for payment verification and fraud screening.

2

Identity & Tax Verification

If not completed during setup, you'll receive a secure prompt to verify your identity and tax information (W-9/W-8BEN).

3

Fees Deducted & Escrow Released

Platform and processing fees are calculated and deducted. Remaining balance moves from escrow to your payout account.

4

Direct Deposit to Bank

Funds are transferred to your verified business or personal bank account. Domestic: 2-4 business days. International: 5-7 business days.

Security & Compliance

Your funds and data are protected by enterprise-grade infrastructure and strict regulatory compliance.

🔒 PCI DSS Level 1

All payment data is encrypted and processed through certified payment providers. We never store full credit card numbers.

🛡️ SECURE ESCROW

Backer funds are held in regulated escrow accounts until campaign conditions are met. Zero risk of misappropriation.

🌍 KYC & AML Compliant

Strict identity verification and anti-money laundering protocols align with FinCEN and EU AML directives.

📊 GDPR & CCPA Ready

Full data privacy controls, right-to-deletion compliance, and transparent third-party data sharing policies.

Frequently Asked Questions

Can I change my funding model after launching?

Funding models (Fixed vs Flexible) must be selected at campaign creation and cannot be changed once live. This ensures backer expectations are clear from day one. You can, however, pause your campaign and create a new one if needed.

Are fees charged on refunded pledges?

No. Platform fees are only charged on successfully fulfilled pledges. If a backer receives a refund, the associated fees are automatically reversed and credited back to your account balance.

How are taxes handled for international creators?

RaiseIt withholds taxes according to local regulations and IRS backup withholding rules. We provide annual 1099-K forms for US creators. International creators should complete a W-8BEN form to reduce withholding rates under applicable tax treaties.

Is there a minimum payout amount?

The minimum payout is $100 for US bank accounts and $150 for international transfers. This covers standard wire/ACH processing costs.

What happens if my campaign is canceled?

If you cancel a campaign before it ends, all pending pledges are automatically refunded to backers. No fees are charged. You'll receive a confirmation email and dashboard notification within 24 hours.

Funding Overview & Structure